Authorised and Regulated by the Financial Conduct Authority
We offer independent advice on finding the right policy to cover you and your family against the financial impact of death, critical illness or loss of income through accident, sickness or unemployment. In addition we offer competitive rates on buildings and contents insurance.
► Life Assurance
Policies that pay out a tax-free lump sum in the event of death. These policies can be taken on a level, increasing, or decreasing basis.
► Life & Critical Illness Insurance
Policies that pay out a tax-free lump sum on death, diagnosis of one of the covered critical illnesses or permanent total disability.
► lncome Protection
Policies that pay out a tax free income (usually until your chosen retirement age) if you are unable to work due to illness or accidental injury.
► Payment Protection Insurance
Policies can be taken out as a combined Disability & Unemployment cover or on a stand alone basis. Rather than paying out a lump sum these policies are designed to pay out a monthly income for a period of up to 12 months to replace lost earned income.
► Buildings & Contents Insurance
Policies that pay for the repair or replacement of damage to your property or the contents of your property.
► Private Medical lnsurance
Policies that give you the reassurance of knowing that, should the need arise; you and your family will get prompt access to private medical treatment.